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Overdraft

An overdraft lets you access funds beyond your account's current balance, offering flexibility when you need it most.

Loan condition

Loan amount

Interest rate

Term of loan

Repayment term of line used

Service fee

Up to 60% of the account income 

Up to 80% of the term deposit balance

 Annual 21.6% (monthly 1.80%)

Up to 12 months

30 days

1.0%

Loan amount

Interest rate

Term of loan

Repayment term of line used

Service fee

Up to 60% of the account income 

Up to 80% of the term deposit balance

 Annual 18.0% (monthly 1.50%)

Up to 12 months

30 days

1.0%

Loan amount

Interest rate

Term of loan

Repayment term of line used

Service fee

Up to 60% of the account income 

Up to 80% of the term deposit balance

 Annual 18.0% (monthly 1.50%)

Up to 12 months

30 days

1.0%

Requirement
  • Mongolian citizens aged 18 or above
  • Foreign citizens residing in Mongolia

Employment:

  • Full-time employee with a contract to receive wages through a TDB account
  • Must have worked with the employer for at least 6 months

Business Stability:

  • For business owners: Must have been operating for at least 1 year
  • Must have transferred income through a bank account in the last 6 months
Required document
  • Identification card

  • Proof of employment (Statement is valid for 7 days)

 


 

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Сар Огноо Хоног Үндсэн зээлийн төлбөр Хүүгийн төлбөр Тэнцүү төлбөр Үндсэн зээлийн үлдэгдэл
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