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Overdraft

Overdraft is a product that allow you to use an amount greater than the current balance on a salary account, card account, or current account. 

Loan condition

Loan amount

Interest rate

Term of loan

Repayment term of line used

Service fee

Up to 60% of the account income 

Up to 80% of the term deposit balance

 Annual 21.6% (monthly 1.80%)

Up to 12 months

30 days

1.0%

Loan amount

Interest rate

Term of loan

Repayment term of line used

Service fee

Up to 60% of the account income 

Up to 80% of the term deposit balance

 Annual 18.0% (monthly 1.50%)

Up to 12 months

30 days

1.0%

Loan amount

Interest rate

Term of loan

Repayment term of line used

Service fee

Up to 60% of the account income 

Up to 80% of the term deposit balance

 Annual 18.0% (monthly 1.50%)

Up to 12 months

30 days

1.0%

Requirement
  • Citizens of Mongolia who have reached the age of 18, and foreign citizens residing in Mongolia
  • Full-time employee of an organization with a contract to pay wages through the TDB account (has worked for the enterprise for at least 6 months)
  • Have been in stable business for at least one year and have transferred income through a bank account in the last 6 months
Required document
  • Identification card

  • Proof of employment (Statement is valid for 7 days)

 


 

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Сар Огноо Хоног Үндсэн зээлийн төлбөр Хүүгийн төлбөр Тэнцүү төлбөр Үндсэн зээлийн үлдэгдэл
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