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eksordans

Comfort loan

This loan can be taken for the purpose of maintenance, improvement of conditions, purchase of furniture and complete furnishing of the apartment.

Loan condition

Loan terms

Collateral asset

Salary income collateralized

Apartment collateralized

Interest rate (MNT) *

monthly

1.50%

1.45%

annual

18.0%

17.4%

Loan amount

MNT 20.0 million

MNT 100.0 million

Term of loan

30 months

10 years

Service fee

0.8% (max MNT 1,500,000)

*- If you are planning to get a home loan from TDB, you can get this loan with the same conditions as the home loan interest rate. (This interest rate discount does not apply to customers with discounted housing loans implemented by the government)

- If you currently have a home or private home loan balance with TDB and are planning to renovate or buy furniture, you can apply for this loan.

Actual cost of loan :17.2%-18.13%

Requirement
  • 18 years old or above, Mongolian citizen

  • Must have worked for the employer enterprise for at least 1 year

  • Individual entrepreneurs have been operating for 1 year or more

  • Be free of overdue, non-performing loans in banks and non-bank financial enterprises

Required document

The original documents below are required. It includes:

  • Loan request (Get it from bank branch or click here to download)

  • Identification card (original copy)

  • 1 pcs of ID photo

  • Proof of employment with salary amount and years of employment (Statement is valid for 30 days)

  • Employment contract

  • Documents confirming household income and business income

  • If currently owed loan to banks and non-bank financial enterprises, loan contract, collateral agreements, and loan account statements

  • Property real estate certificate for collateral

  • Other documents required during the research.

The following documents can be obtained from the KHUR system by scanning your fingerprints at the bank branch, or you can bring them in original.

  • Identification of the resident committee or identification from the public service electronic machine; (Description is valid for 30 days)

  • Copy of marriage certificate or marriage enquiry

  • Statement of Social Insurance contributions from the electronic machine of public services.

  • Real estate enquiries about whether the loan is placed as collateral

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