Platinum credit card

Interest rate

Annual fee		299,900₮
Minimum Payment		10%
Payment date		20th of every month
Interest free period		up to 50 days
Credit limit	Minimum	25,000,000₮ $12,500
Credit limit	Maximum	100,000,000₮ $50,000
Loan interest (monthly)	Purchase	2%
Loan interest (monthly)	Cash withdraw	3%
Over-limit fee		1 % (min. 10,000₮, $10)
Past due fee		1 % (min. 10,000₮, $10)
Transfer fee		100₮
Cash withdrawal from the ATM	Foreign	1.5% (min. $3)
	TDB, GOLOMT BANK, STATE BANK, CAPITRON BANK	100₮ (other equivalent currencies)
	Contracted bank	300₮ (other equivalent currencies)
	Other banks	500₮ (other equivalent currencies)
Cash withdrawal from branch of bank	Foreign	2% (min. $3)
	TDB	300-500₮, 0.3% (min $0.01), 0.4% (min €0.01)
	Contracted bank	300₮, 0.3% (min. $0.2)
	Other banks	500₮ (other equivalent currencies)
Transfer through ATM		100₮, other equivalent currencies

Lounge Key service information:

The Lounge Key service enables user registration by card number without the need to special card, allowing the customer to enter more than 1100 VIP lounges of airports using his/her OU card. VIP lounge information can be searched using the website https://www.loungekey.com/en/tdbm and the LK application.

• When entering the airport lounge, it is sufficient to show the card and boarding pass to the employee in charge of the lounge key service.

• Access to the lounges for cardholders with Lounge Key service and guests accompanied by the cardholder is USD 35 per person.

• Guests accompanying the cardholder will pay the fee depending on the lounge of which country the service is served.

• The service charge after entering the lounge is subject to additional charges depending on the lounge.

• Since the lounges of the countries of the world are different, you can download the Lounge Key application from https://www.loungekey.com/en/tdbm and the app store, play store-c and get the lounge information of the country you are going to travel to in advance.

• To obtain the service, the cardholder's card name is checked against the foreign passport, so it cannot be used by another person.

Concierge service:

By owning a Platinum Premium Card, you can access Concierge services that provide information, mediation, and bookings for a variety of premium services worldwide.

Platinum cardholders can enjoy over 500 exclusive services, including:

Travel services:

If you are a Platinum Card holder, if you decide to go on a trip abroad, or if you are currently traveling, you can order, get detailed information, and arrange for the following services you need.
It includes:

Book a flight
Get travel plans and advice
Obtain pre-trip information
Make hotel reservations
Arrange car rental and limousine services
Business service/arrangements.
Emergency assistance for lost documents
Access financial assistance
Receive information on rental and specialized travel referrals

Entertainment and leisure services:

Get restaurant information and reservations.
Obtaining and providing health related information
Various travel information
Theater, museum and other entertainment services
Gift and flower service
Information about golf and various sports training and environment referrals.

Health services:

Receive health advice and information.
Find necessary medical and doctor information.
Arrange transport to an emergency medical center.
Medical evacuation/repatriation.

Other services:

Rent equipment (computers, modems, telephones, assistants) for business meetings
Access interpreter and translation services.
Arrange gift services.
Find information on rare items.
Connect with specialized researchers for specific inquiries.
Get shopping assistance and etc.

How to Access Concierge Services:

Visit http://www.mycardbenefitsap.visa.com and register
Contact toll-free numbers (click Here for a list)
Use the "Visa Concierge" application (iOS; Android)

Required document

To apply for a Platinum Card, please prepare the following documents:

Platinum credit card application for
Valid ID card or international passport
If applying for a sub-card: A written and notarized request submitted by the primary cardholder’s bank form

Additionally, you will need to complete the following forms: