Gold credit card

Interest rate

Customers can choose a credit card based on their needs, with options for UnionPay and VISA brands.
The VISA card includes advanced payWave contactless payment technology.
Acceptable for sub-card holder.
Accepted worldwide payment.
Secured by EMV chip technology, which helps protect against in-store payment fraud.
Since 2017, TDB has implemented the international PCI-DSS standard for payment card privacy and security, ensuring your card information and financial transactions are securely protected.
You can have your card delivered to your desired address free of charge through postal delivery service.

Annual fee		19,900₮
Minimum payment		10%
Payment date		15th of every month
Interest free period		up to 45 days
Credit limit	Minimum	500 000₮
	Maximum	25 000 000₮
Loan interest (monthly)	Purchase	2%
	Cash withdraw	3%
Over-limit fee		1 % (min. 10 000₮, $10)
Past due fee		1 % (min. 10 000₮, $10)
Transfer fee	TDB Account	100₮
	Other Bank Accounts	400₮ - 500₮
Card types		Visa	Union pay
Cash withdrawal from the ATM	Foreign	1.5% (min. $3)	0.6% (min. $3)
	TDB, GOLOMT STATE, CAPITRON	100₮ (other equivalent currencies)
	Contracted bank ATM	300₮ (other equivalent currencies)
	Other banks	500₮ (other equivalent currencies)
Cash withdrawal from branch of bank	Foreign	2% (min. $3)
	TDB	300-500₮, 0.3% (min 0.01 $), 0.4% (min €0.01)
	Contracted bank	300 ₮, 0.3% (min. $0.2)
	Other banks	500₮ (other equivalent currencies)
Transfer through ATM		100₮ (other equivalent currencies)

Required document

Cardholder requirements

Must be over 18 years old and Mongolian citizen or temporary resident in Mongolia.
A full-time employee of an organization with a contract to pay salaries through the TDB account (worked in the organization for at least 6 months).
Bank account holder (stable activity for at least the last one year, with income transferred to the bank account for the last 6 months).

Registration documents

Valid ID card or passport
Request for a sub-card holder;
Salary reference from the employer if working in the organization for up to 12 months (valid for 7 calendar days).
Other proof of income.

Discount and promotions

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A certificate of deposit backed by securities that can be opened for a specified amount and can be gifted, bequeathed or transferred