Happy Pay is a digital POS system that enables payment transactions using contactless card reading technology through NFC (Near Field Communication) on mobile devices. This system allows businesses to accept payments quickly, easily, and securely.
Yes, Happy Pay is a secure service. It operates under the regulations of card brands and PCI standards, ensuring the highest level of reliability. Happy Pay utilizes EMV security methods within its software environment to provide maximum protection for all transactions.
Yes, Happy Pay can be used on Android devices with Android 10.0 or higher.
No, Happy Pay is currently not available for use on Apple devices.
The card should be scanned near the NFC antenna, typically located on the back of the phone.
The buyer’s card must have the contactless payment symbol, indicating it supports contactless transactions.
You can download by searching for "Happy Pay" on Google Play Store.
Yes, Happy Pay can be used on a tablet or smartphone as long as the device supports NFC technology and runs on the Android operating system.
Happy Pay cannot be activated or used without entering your username and password. If you lose your phone, contact the bank immediately to deactivate the app and minimize any risks.
Happy Pay transactions follow the same process as POS terminals, with funds being deposited into your account the next business day.
Happy Pay supports Visa, T Card, UnionPay and MasterCard.
Yes, you can view your transaction details on the Happy Pay app for up to 30 days. For more detailed account statements, visit www.cardcentre.mn.
- National ID or Identification Document
- Application Form (available from the bank)
There is no minimum transaction limit for the Happy Pay service, allowing you to use it whenever you need.
Yes, a PIN code is required for every transaction to protect both the buyer and the merchant from potential risks.