Purpose

Protects the borrower’s car financed by loan.

Insurance item

Vehicle purchased by bank loan

What to do when insurance incident occurs?

Inform:

- Mongol Daatgal LLC immediately (70170000, 18001990)

- Practical Daatgal LLC immediately (77776677, 94001525)

- MIG Daatgal LLC immediately (70003000, 95092209);

- Ard Daatgal JSC immediately (77200088)

Required documents has to be filed to the bank and insurer in a timely manner.

Required documents for insurance claims

- Insured’s request;

- Original copy of insurance policy;

- If necessary, estimation done by a licensed estimate agency;

- If necessary, a bill from a repair shop that rendered repair services;

- If necessary, a statement from a corresponding professional institutes;

- Bank letter;

Purpose

Protects properpties (equipments and heavy duty vehicles and trucks) held as collateral for equipment loans.

Collaborating insurance company

Mig Daatgal LLC

Insurance items

Following properpties held as collateral for equipment loans

- Heavy duty vehicles
- Heavy machineries
- Industrial equipment

Insurance risks, value, rate of premium

Industrial equipment

Heavy duty vehicle insurance

Heavy machinery

Insurance policy is effective when premium is paid and in force for one year.

Coverage exclusions

Risks not covered by the policy.

What to do when insurance incident occurs?

Insured is responsible to notify within 24 hours in capital and 72 hours in rural area to MIG Daatgal LLC’s 70003000 and 330130.

Required documents for insurance claims

• Insured’s request;
• Original copy of insurance policy;
• Documented photos and other possible evidences;
• Documents issued by authorized entity which describes cause and scope of damage;
• Other necessary documents required by insurer;

Purpose

Commercial mortgage risk insurance products protect any industrial and service real estate, office building and space used to secure the loan, provide coverage for borrower and co-borrower’s life and disability, and loan payment interruption for businesses.

Collaborating insurance company

Practical daatgal LLC

• Insurance items
• Real estate      
• Borrower’s life and disability
• Payment interruption
• Insurance value and rate of premium

Individuals:

 
Companies:

Insurance policy is effective when premium is paid and in force for one year.

Insurance risk and protections

Real estate insurance: 

• Fire;
• Electrical risks;
• Water damages;          
• Natural disasters (Major storm, blizzard, flooding, earthquake, landslides and other earth movements, lightning, hail, etc);
• Damage caused by act of third party.

Borrower’s life:

• Accidental death;
• Accidental disability

Payment interruption:

• Borrower’s bankruptcy determined by the court;
• Consequences of war, revolution, riot, crowd disturbance;
• Force majeure.

Coverage exclusions

Risks not covered by the policy.

What to do when insurance incident occurs?

Insured is responsible to notify within 5 days to Practical daatgal LLC’s 77776677, 94001525.

Required documents for insurance claims

• Insured’s request;
• Original copy of insurance policy;
• Documents issued by authorized entity which describes cause and scope of damage;
• If necessary, correspondent professional entity’s definition;
• Copy of death certificate, Examination report of cause of death (physician statement, death summary, test results, post-mortem examination, autopsy);
• Credit and collateral contracts;
• Proof of disability (hospital and labor inspection commission act and other possible evidences);
• Bank description;

Purpose

TDBank grants comprehensive traveler’s insurance to its Platinum card holders without any additional charge other than annual fee and offers the insurance to its international Gold card holders at the lowest premium rate. 
The purpose of the insurance is to protect its platinum and international gold card holders travelling abroad.

Collaborating insurance companies

Practical daatgal LLC

Coverages

Medical expenses due to accident or sickness while you are travelling, expenses related to family members, loss of documents, baggage loss and delay, trip cancellation and delay, etc.

Sum insured, Premium

Claim procedure and required materials

The insured must contact below SAS 24 hour call numbers to receive emergency medical service and travel assistance service:

Worldwide: 5-11 Lavington Street, London SE1 0NZ, Phone: + 44 (0) 207 902 7405, Fax: + 44 (0) 207 928 4748;

USA: Phone +1 215 489 3785, Fax: +1 215 489 8525;

African countries: Phone 27 10 209 8300,Факс: +27 10 209 8405;

Asian region: Phone +662 645 3932, Факс: +662 645 3732

In case the insurer is not able to communicate with SAS, he or she can contact with the insurer through [email protected], 77776677, and 94001525.

Required materials for insurance claim:

Flight delay:

 - Written confirmation of flight delay of longer than 8 hours from aviation company;

 - Receipts of hotel and meal expenses;

Baggage or loss delay:

 - Written confirmation of baggage delay of longer than 6 hours or loss from transportation company;

 - Receipts of sanitary items bought;

Documents and personal belongings loss:

 - Contact and give information about loss to the police or related organization and have written reference about procedures taken;

Legal assistance or attorney cost:

 - Submit court decisions, proof of payment of hiring an attorney and court costs under the court judgment to impose legal liability of compensation for damages for victim.